Transform your shopping with the Pernambucanas Card. Discover the models available, their features and exclusive advantages, and choose the best one for your profile.
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The Pernambucanas Card is a practical and accessible solution designed to provide greater convenience and exclusive benefits to Pernambucanas customers.
More than just a means of payment, the card combines special instalment conditions, exclusive discounts and additional advantages, which vary according to the model chosen.
Available in four versions under the Elo banner, the Pernambucanas Card adapts to different consumer profiles.
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From the basic model, with free annual membershipup to the premium version, which offers access to VIP lounges at airports and advantages of the Elo Prime programmeThere is an option for every need.
In addition, Pernambucanas cards stand out for their flexibility of use. You can use them both in the chain's shops and in thousands of establishments nationwide that accept the Elo brand.
All these advantages are accompanied by practical and intuitive management via the Pernambucanas Cartões app, which allows you to check limits, manage invoices and monitor spending in real time.
Whether it's to save on purchases or to take advantage of additional benefits such as insurance, discounts and premium services, the Pernambucanas Card is a complete and advantageous choice.
In this article, we'll explore the models available, their features and the conditions that make the card ideal for different customer profiles.
Quick Index:
What is the Pernambucanas Card?
The Pernambucanas Card is a credit card created by the Pernambucanas chain of shops to make it easier to pay for purchases and offer exclusive benefits to customers. With it, you can:
- Shop at Pernambucanas shops with special instalment conditions.
- Use the card in national establishments that accept the Elo flag (on compatible models).
- Take advantage of exclusive discounts and seasonal promotions.
- Manage the card via the Pernambucanas Cartões app.
The cards vary according to the customer's needs, from a basic model with free annual fees to versions with premium benefits, such as access to VIP lounges and exclusive insurance.
How the card works
The Pernambucanas Card works in the same way as other credit cards, with some specific advantages:
- Differentiated instalment plan:
Purchases made at Pernambucanas shops can be paid in up to 12 fixed instalments or 8 interest-free instalments. - Digital Management:
All the card's functions, such as checking limits, issuing invoices and making payments, can be managed directly through the Pernambucanas Cartões app. - National coverage:
Depending on the model, the card can be used in national establishments that accept the Elo flag. - Customisable benefits:
Some models, such as Elo Flex, allow you to choose specific benefits, ensuring greater flexibility for the customer.
Available models
Pernambucanas offers four models of Elo cards. Each one is designed to cater for different consumer profiles. Check out the details:
Pernambucanas Elo Card
- Description:
Basic model, ideal for those who want a simple, practical card with free annual fee. - Benefits:
- Exclusive instalments at Pernambucanas shops.
- Accepted nationwide in establishments that use the Elo brand.
- Possibility of adding up to 4 additional cards.
- Annual fee: Free of charge.
Pernambucanas Elo Flex Card
- Description:
Card with customisable additional benefits, ideal for those looking for flexibility. - Benefits:
- Possibility of choosing up to 3 benefits from 19 options, including:
- Home Check-Up (home care).
- Travel Insurance.
- Auto Emergency II (vehicle assistance).
- Special instalments at Pernambucanas shops.
- Up to 4 additional cards.
- Possibility of choosing up to 3 benefits from 19 options, including:
- Annual fee: R$ 5.99 per month, with exemption in the month in which there is no invoice.
Pernambucanas Elo Mais Card
- Description:
An intermediate option, with additional benefits and greater flexibility. - Benefits:
- Elo benefits, such as travel assistance and insurance.
- Up to 5 additional cards with no annual fee for the additional ones.
- Differentiated instalments on purchases at Pernambucanas shops.
- Annual fee: R$ 18.99 per month (effective from 11/07/2024), with exemption in the month in which there is no invoice.
Pernambucanas Elo Graphite Card
- Description:
Premium card for those who want access to exclusive benefits and high-value advantages. - Benefits:
- Access to VIP lounges at airports (via Elo Lounge).
- Participation in the programme Elo Prime, which includes:
- Monthly draws of R$ 10 thousand.
- Exclusive queue at the checkouts in Pernambucanas shops.
- Free shipping on Pernambucanas e-commerce.
- Bag of digital discounts.
- Up to 5 additional cards.
- Annual fee:
- R$ 32.99 per month for the holder.
- R$ 16.99 per month for additional (effective from 11/07/2024).
General Features
| Features | Description |
|---|---|
| Available models | Elo, Elo Flex, Elo Plus, Elo Graphite |
| Flag | Link |
| Cover | National |
| Payment instalments | Up to 8x interest-free or 12x fixed at Pernambucanas shops |
| Annuity | - Elo: Free |
| - Elo Flex: R$ 5.99/month (exemption in the month without invoice) | |
| - Elo Mais: R$ 18.99/month (exemption in the month without invoice; additional free of charge) | |
| - Elo Graphite: R$ 32.99/month holder; R$ 16.99/month additional | |
| Additional Cards | Elo and Elo Flex: Up to 4; Elo Mais and Elo Grafite: Up to 5 |
| Exclusive Benefits | Elo Grafite: VIP lounges, Elo Prime |
| Digital Management | Full control via the Pernambucanas Cartões app |
Advantages
Exclusive instalment plan: Purchases at Pernambucanas shops can be paid in up to 12 fixed instalments or 8 interest-free instalments.
Free annuity on some models: The Elo model has no annual fee, ideal for those looking to save money.
Customisable benefits: The Elo Flex model allows you to choose up to 3 benefits that best suit your needs.
Premium benefits: Elo Grafite offers exclusive advantages such as access to VIP lounges, prize draws and exclusive discounts.
Practical Management: Total control of the card via the app, guaranteeing practical financial management.
Disadvantages
Annual fee charged for Intermediate and Premium models: The Elo Flex, Mais and Grafite models have a monthly annual fee, which may not be attractive to some consumers.
Restricted use in Brazil: All the cards have national coverage, which limits their use for international purchases.
Advantages Depend on Consumption Profile: To make the most of the benefits, you need to be a frequent customer of Pernambucanas shops.
How to apply for a card
1. At Pernambucanas Stores
- Visit a nearby Pernambucanas shop and go to the card department.
- Take the following documents with you:
- Identity document (RG or CNH);
- CPF;
- Proof of residence;
- Proof of income.
- Fill in the form and wait for the credit analysis.
2. On the Official Website
- Access Pernambucanas official website.
- Choose the model you want, fill in the form and send the requested documents.
- After the credit analysis, you will be informed of approval.
Exclusive Benefits
Pernambucanas cards offer a series of exclusive benefits that make using them even more advantageous for customers:
1. Differentiated instalment plan
- Purchases made at Pernambucanas shops can be paid in up to 12 fixed instalments or 8 interest-free instalments, ensuring greater financial flexibility.
2. Exclusive Discounts
- Card customers have access to seasonal promotions and exclusive discounts on selected products, both in physical shops and on Pernambucanas e-commerce.
3. Personalisation of Benefits (Elo Flex)
- The Elo Flex model allows customers to choose up to 3 benefits from 19 available options, such as home assistance, travel insurance and car services.
4. Premium Benefits (Elo Grafite)
- The Elo Grafite card offers exclusive advantages such as:
- Access to VIP lounges at airports via Elo Lounge.
- Participation in the programme Elo Prime, which includes:
- Monthly draws of R$ 10 thousand.
- Exclusive queue at the checkouts in Pernambucanas shops.
- Free shipping on Pernambucanas e-commerce.
- Bag of digital discounts.
5. Management Made Easy
- Using the Pernambucanas Cartões app, you can manage invoices, limits and make payments quickly and conveniently.
Final considerations
The Pernambucanas Card is an excellent choice for the chain's customers who want to take advantage of exclusive instalment conditions, discounts and additional benefits. With options ranging from free annual fees to premium cards with exclusive advantages, there is an option for every consumer profile.
Before choosing, assess your needs and the model that best suits your consumption profile. If you're a regular customer of the shop, the card can bring savings and convenience to your purchases.
Frequently Asked Questions
Can the Pernambucanas Card be used outside the shop?
Yes, models with the Elo flag are accepted at thousands of establishments nationwide.
Does the basic model (Elo) have an annual fee?
No, the Elo model has a free annual fee.
What is the Elo Prime programme?
An exclusive Elo Grafite programme, which includes monthly draws, VIP access and discounts.
How many additional cards can I issue?
Up to 4 on Elo and Elo Flex; up to 5 on Elo Mais and Elo Grafite.
How do instalments work in Pernambucanas shops?
Purchases can be paid in up to 12 fixed instalments or 8 interest-free instalments.
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