Bono by Hijo
Find out if you are entitled
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Find out if you are entitled to Bono by Hijo, learn how it works and the deadlines for receipt. Vhere's how to apply for and receive this benefit:
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What is Bono por Hijo?
O Bono by Hijo is a Chilean social security programme designed to benefit mothers by increasing their pensions in retirement.
It was created to recognise and value the essential role of mothers, both biological and adoptive, throughout their lives.
The programme takes into account the impact of maternity on social security contributions, providing financial compensation that reflects the time and dedication that mothers invest in caring for their children.
In this way, it contributes directly to ensuring greater financial stability in the retirement phase.
How does the benefit work?
O Bono by Hijo is activated when the mother retires and is added to her pension.
The benefit is calculated on the basis of 10% of 18 minimum wages at the time of each child's birth. This amount is credited to the mother's individual capitalisation account and thus increases the total pension she will receive for life.
What's more, the programme is cumulative - the more children, the greater the impact on the pension amount. The application is made together with the retirement process through the AFP system, ensuring that the benefit is integrated into the monthly amount received.
Advantages of Bono por Hijo
Lifetime pension increase
The value of the Bono por Hijo is added to the pension and remains as a benefit for life, guaranteeing mothers greater financial peace of mind.
Recognising motherhood
The benefit recognises the crucial role of mothers, who often face challenges balancing work and family care, reflecting this effort in their retirement.
No limit on the number of children
There is no limit to the number of children that can be included when calculating the benefit, which allows mothers with several children to considerably increase their pension.
Applicable to adoptive mothers
The programme also benefits adoptive mothers, bringing their adoption rights on a par with those of biological mothers.
Find out if you are entitled to these and other benefits, and learn how to apply for them.
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Frequently Asked Questions:
Only women who are mothers, whether by birth or adoption, and who are retired or about to retire under the individual capitalisation system (AFP).
O Bono by Hijo is granted when the woman reaches retirement age and applies via the AFP system.
The amount is calculated on the basis of 10% of 18 minimum wages at the time of each child's birth and is incorporated into the woman's pension.
Yes, once the amount is added to the pension, it forms part of the total monthly pension amount for life.
No. The Bono by Hijo can only be requested at the time of retirement or if the woman is already retired under the AFP system.
