Explore the advantages of the Will Bank card and learn how it can simplify your financial life.
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The credit card is an essential tool for modern life, facilitating payments, offering benefits and providing convenience in everyday life.
In recent years, with the advance of fintechs, new card options have emerged, such as the Will Bank Credit Card, an alternative for those looking for an affordable financial service with attractive benefits and a complete digital service.
Will Bank, a Brazilian digital bank, has as its main mission to make credit more accessible to more people by offering a simplified financial experience, without bureaucracy and abusive fees.
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With the Will Bank card, users enjoy advantages such as zero annual fee, digital 100% management and the possibility of increasing their limit over time.
In this article, we'll explore everything you need to know about the Will Bank Credit Card and how it can be an ally in your daily life.
Quick Index:
What is the Will Bank Card?
The Will Bank Card is a credit card issued by the Will Bank digital bank, aimed at individuals looking for a practical and economical solution for their financial transactions.
Offering a free digital account and a credit card with zero annual fee, Will Bank stands out for its accessible proposition and practicality.
The entire process of applying for and managing the card is done via the Will Bank app, available for smartphones, allowing total control of finances in the palm of your hand.
How does the Will Bank Card work?
The Will Bank Card works like a conventional credit card, allowing purchases in cash or in instalments, payment at various establishments and even withdrawals. However, its great advantage lies in the absence of abusive fees and the simplicity of its use and management.
When applying via the app, the customer undergoes a credit analysis and, if approved, receives the card at their address.
The initial limit is set by the bank, but Will Bank offers a feature called Plim to increase the limit, which can be requested directly through the app as the customer uses the card and makes their payments on time.
In addition, the card is a Mastercard, which allows it to be used in millions of establishments in Brazil and abroad, as well as participating in the programme Mastercard Surpreenda.
General Features
| Features | Description |
|---|---|
| Card Name | Will Bank Credit Card |
| Flag | Mastercard |
| Issuing Bank | Will Bank |
| Annuity | Free of charge |
| Cover | National and international |
| Existing models | Physical and virtual card |
| Limit | Variable, with the possibility of increasing the Plim resource |
| Points Programme | Participates in the Mastercard Surpreenda programme |
| Cashback programme | No cashback programme |
| Payment instalments | Payment instalments for purchases and invoices |
| Name of the Management App | Will Bank (available for iOS and Android) |
Advantages
Zero annual feeOne of the main attractions of the Will Bank Card is the absence of an annual fee. Customers don't have to worry about additional fees, which makes the card an economical option for those who want to use credit at no fixed cost.
Complete Digital ManagementWith the Will Bank app, customers have full control of their credit card and associated digital account. Through the app, you can check your limit, track your spending, make payments and request a limit increase.
MastercardWill Bank is a Mastercard brand, one of the most widely accepted in Brazil and worldwide, allowing domestic and international purchases and access to the Mastercard Surpreenda benefits programme.
Virtual CardIn addition to the physical card, Will Bank customers have a virtual card, ideal for online purchases, guaranteeing greater security in transactions and day-to-day practicality.
Free Digital AccountWhen applying for the card, customers also receive a free digital account, allowing them to move funds, pay bills, make transfers and much more, with no maintenance fees.
Disadvantages
No cashback programmeUnlike some competitor cards, the Will Bank Card does not offer cashback. For those looking for this type of benefit, it can be a disadvantage.
Possibility of Low Initial Limit: Some customers report that the initial limit granted may be low. However, it is possible to increase the limit via Plim.
Lack of own points programmeAlthough it participates in Mastercard Surpreenda, Will Bank does not have its own points programme, which can be an important factor for consumers looking to accumulate points and miles.
How to apply for a Will Bank Card
The Will Bank Card application process is completely digital and can be done directly through the app. Check out the step-by-step instructions:
- Download the Will Bank AppThe app is available for free download from the Google Play (Android) and App Store (iOS).
- Create a Digital Account: When you open the application, fill in your personal details and create your digital account. This account will serve as the basis for managing your credit card.
- Apply for a Credit Card: Once your account has been created, apply for a credit card via the app. A credit analysis will be carried out to determine approval and the initial limit.
- Wait for Approval and Receive the Card at HomeAfter approval, the card will be sent to the address you registered with. When the card arrives, activate it in the app and start using it.
- Manage your card via the AppAfter activating the card, you can manage all the functionalities directly through the app, including the Plim limit increase feature.
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Exclusive Benefits
The Will Bank Card offers some exclusive benefits and stands out for its simplicity of management and the advantages associated with the application and the Mastercard flag:
Practicality and Control via the AppWith the Will Bank app, customers have total control over their card and digital account. This includes viewing the limit, checking the invoice, the possibility of increasing the limit and access to support.
Limit Increase by PlimOne of Will Bank's differentials is the possibility of requesting limit increases through Plim, an exclusive feature that allows customers to expand their limit according to their usage and payment history.
Security with the Virtual CardThe virtual card guarantees greater security for online transactions, as well as being easily managed by the application.
Participation in the Mastercard Surpreenda ProgrammeMastercard Surpreenda: With Mastercard Surpreenda, customers can accumulate points on all purchases, which can be exchanged for benefits and exclusive offers, increasing the advantages of using the card.
Final considerations
The Will Bank Credit Card is an excellent option for those looking for a simple, accessible and economical alternative for their financial transactions.
With no annual fee, a Mastercard flag and complete management via the app, it is well suited to the profile of consumers who prefer a digital financial experience without bureaucracy.
The possibility of increasing the limit with the Plim feature is a plus, especially for those who want to gradually increase their credit limit.
However, for those looking for cashback or a robust points programme, there may be more attractive options on the market. To summarise Will Bank Card is a practical and advantageous choice for those who want to save on fees and manage their finances digitally.
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Continue reading →Frequently Asked Questions
Does the Will Bank Card charge an annual fee?
No, the Will Bank Card has no annual fee. It is free for all users.
What is the Will Bank Card brand?
The Will Bank Card is issued under the Mastercard banner, which is accepted by millions of establishments in Brazil and around the world.
How does the limit increase work with Plim?
The limit increase is requested directly through the application. The customer can use the Plim feature according to the usage and payment history of the card.
Does Will Bank offer cashback?
The Will Bank Card does not currently have a cashback programme.
How do I apply for a Will Bank Card?
The application is made via the Will Bank app, where the customer registers, undergoes credit analysis and, if approved, receives the card at home.
Does Will Bank have a points programme?
The card participates in the Mastercard Surpreenda programme, but does not have its own points programme.
Can I use my Will Bank Card abroad?
Yes, the Will Bank Card has international coverage and can be used for purchases abroad.
